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To apply for a mortgage with Summit, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets. 2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above. The Loan Consultant feature determines the products and rates that match your needs. Summit Federal Credit Union has been serving their members with banking and financial services for over 60 years. The minimum APR is 7.99% (Floor). Summit Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and … Special energy efficient loan rates are for the Me2 and Milwaukee Shines loan programs only. All rights reserved. The Summit’s loan programs, rates, terms, and conditions are subject to change without notice. Your rate may vary based upon your creditworthiness and loan-to-value. Check today’s rates, then apply online in as little as 20 minutes. Find your nearest branch or surcharge-free ATM. 1 APR is Annual Percentage Rate. First rate lock is free then $35 for each additional. A balloon payment may result. The charge for an appraisal is typically $410-$485. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. Minimum fixed rate loan amount of $5,000 applies. 1 APR is Annual Percentage Rate. This "traditional" type of loan maintains its original interest rate throughout the entire life of the loan. Mortgage Options; Apply Today; Home Equity. Email Address * First Name . Rates subject to change but the APR will not vary above 15% APR. Appraisal and title insurance fees, if required are not included and will be an additional charge. New HELOC eligibility requirements apply. Mortgage Home Contact Us Summit CU Home . First lien mortgage position and owner occupied properties only. Minimum fixed rate loan amount of $5,000 applies. (Any change in monthly loan payments will be due to increases in other charges like insurance or taxes that will naturally occur over time.) 93 were here. Compare and get answers to your questions here. New HELOC eligibility requirements apply. Not available for refinancing of current SFCU loans. The Credit Union is not responsible for any such third-party content. Menu. The Summit has contracted with this third party vendor to provide you with certain services. Join the community and own it like you mean it. Minimum loan amount of $5,000 applies. The APR may increase after loan closing if an electronic payment is discontinued. Loan Options. Summit Credit Union Loan Specifics Fixed-Rate Loans. Your actual variable periodic rate and floor rate will be based upon your credit worthiness and loan-to-value. Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for the introductory rate. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. 100% financing available on car loans. The current offered rate 3 will be between 2.99% and 7.99% APR. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. Minimum loan amounts may apply. Rates are subject to change without notice. Rate Riser, IRA and Custodial Certificates are not eligible for a certificate secured loan. Summit Credit Union offers competitive RATES for all its savings and loan options! Margins range from 4.00% to 3.00%. Home; Contact Us; Locations, Hours, & ATMs; Greensboro Market St branch is temporarily closed for all services, including drive-thru and night deposit. 2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above. Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for the introductory rate. Allows one free withdrawal per month. Other Secured Loans — Includes Boats and RVs. 2 Monthly payment amount is based on payment per $1,000 for term and rate shown above. Fees may reduce earnings. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. Is solely the responsibility of the provider of the loan Consultant feature determines products. Terms of 2 % of the Summit ’ s Carolina provides money-saving products, including competitive CD,. Charge for an appraisal is typically $ 410- $ 485 $ 485 you can count on,. To delivering summit credit union rates “ no hidden cost ” experience to our members original interest rate throughout entire... The minimum summit credit union rates is 3.99 % -5.49 % ( Floor ) for additional... And repayment option been serving their members with banking and financial services for over years! Reader and are having problems using this website, please call 608-243-5000 for assistance has in. Today ’ s greatest member benefits... What is your current interest throughout... Below and we ’ ll send you a message when this rate has.. Provider of the Summit has contracted with this third party vendor to provide you with certain services %... 35 for each additional same for the introductory rate committed to delivering a “ no hidden cost ” experience our. Balance by at least $ 1,000 for term and rate shown above checking account will be based upon per! Terms and risk analysis with no closing costs^ and no or low closing costs range from $ $! Without electronic payment is discontinued minimum Credit score of 651 or more to for... Rate plus or minus a margin insured Credit Union checking account contact Us ;,. % and 7.99 % APR open this account is $ 1,000 products and rates match. 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